b2KIT

Vesting Schedule Calculator

Calculate equity vesting with cliff periods, graded vesting, and acceleration triggers with visual timeline and milestone markers.

Tested tool guide Tested browser tools Checked August 16, 2026

What Vesting Schedule Calculator does, with a checked example

Turn an equity grant into a timeline of vested and unvested amounts. Enter the grant size, vesting commencement, total term, cliff, installment cadence, and any acceleration scenario. The calculator places vesting events on a visual timeline and tracks the cumulative vested amount at each milestone. A common mistake is treating the cliff as one ordinary installment. In a typical cliff schedule, the cliff date releases the amount accumulated during the cliff period, after which smaller graded installments continue.

Worked example

A concrete input and expected output from the current implementation.

Input

Grant: 1,200 units; commencement: month 0; term: 48 months; cliff: 12 months; vest 25% at the cliff; vest the remaining 75% monthly over 36 months; acceleration: none.

Expected output

Months 0 through 11: 0 vested. Month 12: 300 vested and 900 unvested. Months 13 through 48: 25 additional units vest each month. Cumulative vested totals are 600 at month 24, 900 at month 36, and 1,200 at month 48.

The cliff releases 25% of 1,200, or 300 units. The remaining 900 units divided across 36 monthly installments produces 25 units per installment.

How the result is produced

1

Cliff and installments

The calculator begins at the vesting commencement point and shows no vested amount before the specified cliff. At the cliff milestone, it adds the portion assigned to the elapsed cliff period. It then adds each graded installment at the chosen cadence until the scheduled grant total has vested.

2

Acceleration scenarios

An acceleration trigger moves the selected amount of otherwise unvested equity onto the trigger milestone and adjusts the remaining timeline accordingly. This models the arithmetic of an acceleration provision. It does not determine whether an acquisition, termination, or other event legally satisfies the trigger language in a particular award agreement.

Good uses

  • Compare an employment offer's four-year vesting schedule with its one-year cliff and later monthly installments.
  • Estimate the vested and unvested portions of a founder or employee grant at a planned departure milestone.
  • Model how a stated acceleration provision could change vesting around an acquisition or termination event.

Limits and checks

  • Confirm whether each displayed milestone is newly vested for that period or the cumulative vested total.
  • Whole-unit grants may require rounding, so an agreement can place a residual unit in the final installment.
  • The timeline does not establish equity value, tax treatment, exercise rights, expiration terms, or legal eligibility for acceleration.

Common questions

Does a one-year cliff always mean that 25% vests after one year?

No. That result follows only when a four-year grant accrues evenly and the agreement releases the first year's portion at the cliff. A plan can specify a different cliff percentage or a different pattern after the cliff. Enter the schedule stated in the governing grant documents rather than assuming the common 25% structure.

Can the calculator tell me what will vest if my company is acquired?

It can calculate a timeline from the acceleration trigger and amount you enter, but it cannot decide whether an acquisition activates that provision. Some awards require additional conditions, and definitions can differ between agreements. Use the result as a scenario, then compare it with the plan, award agreement, and transaction terms.

References and verification

The example and behavioral notes were checked against the browser implementation. Standards and primary references below define the relevant format, formula, or platform behavior.

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