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Earned Income Tax Credit Calculator

Calculate EITC eligibility and amount based on earned income, filing status, number of qualifying children, and income thresholds.

Tested tool guide Tested browser tools Checked August 16, 2026

What Earned Income Tax Credit Calculator does and how it behaves

Federal EITC amounts depend on more than income alone. This calculator combines entered earned income with filing status and the number of qualifying children, then applies the corresponding income thresholds to estimate eligibility and credit amount. It is useful for testing the specific tax-year assumptions represented by the tool, but it is not a complete eligibility interview. A common mistake is entering every dependent as a qualifying child. For EITC purposes, that term has separate relationship, age, residency, and other requirements.

How the result is produced

1

Credit schedule

After matching filing status and qualifying-child count to an EITC schedule, the calculator locates the entered earned income within that schedule. The credit generally increases through a phase-in range, can remain at the schedule's maximum, and then decreases through a phaseout range. The displayed amount comes from that position, not from the amount of income tax the user owes.

2

Assumed qualification

The calculation treats the selected children as already qualifying for EITC purposes and uses the filing status exactly as entered. It does not turn an ordinary dependent count into a qualifying-child determination. Other return facts can affect actual eligibility or the allowable amount, including adjusted gross income, investment income, identification requirements, residency, and whether another taxpayer may claim the same child.

Good uses

  • Estimate the EITC associated with a known amount of earned income before preparing a federal return.
  • Compare how a change in earnings could affect the credit while filing status and qualifying-child count remain unchanged.
  • Check whether an EITC figure from tax software or a preparer is broadly consistent with the calculator's limited inputs.

Limits and checks

  • Confirm which tax year's thresholds the calculator represents. EITC limits and maximum amounts change, so a result for one year should not be carried into another.
  • Do not treat the eligibility result as final if the calculator did not collect every fact relevant to the federal EITC rules.
  • Read the output as an estimated credit, not an estimated tax refund. Withholding, other credits, tax liability, and return adjustments determine the final refund or balance due.

Common questions

Does every dependent count as a qualifying child?

No. A dependent is not automatically a qualifying child for the EITC. The child must satisfy the EITC's applicable relationship, age, residency, joint-return, and identification rules, and competing claims may need to be resolved. Enter only children already determined to qualify under the rules for the return being estimated.

Why might my filed return show a different EITC amount?

The filed calculation can differ because federal EITC rules consider facts beyond the fields summarized here. Adjusted gross income, the composition of earned income, investment income, filing eligibility, qualifying-child facts, and claims by another taxpayer can matter. The answer is also no if you expect this result to equal your refund, since the refund includes the rest of the return.

References and verification

The behavioral notes were checked against the browser implementation. Standards and primary references below define the relevant format, formula, or platform behavior.

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